Effective Date: 12th June 2025

Welcome to SpencerGroup.com. By accessing or using our website, you agree to be bound by the following terms and conditions:

1. Use of Website

You agree to use this site only for lawful purposes. You must not misuse the website or attempt to gain unauthorized access to any part of it.

2. Intellectual Property

All content, trademarks, and logos on this website are the property of Spencer Group or licensed third parties. You may not reproduce, distribute, or use them without permission.

3. Limitation of Liability

Spencer Group is not liable for any damages arising from your use of the website. We do not guarantee the accuracy, completeness, or suitability of the content.

4. Links to Other Sites

Our site may contain links to third-party websites. We are not responsible for their content or privacy practices.

5. Changes to Terms

We may update these Terms at any time. Please review them regularly.

6. Contact

If you have questions about these Terms, contact us at [email protected]